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A smarter way to

Protect your
employees future

Give your employees the ultimate incentive: financial security when they retire. Easy onboarding and low maintenance for employers. Complete flexibility and low member fees for employees.

Reap the rewards of a smart multi-employer pension scheme

The ultimate pension planning tool for your team

Let your employees discover the power of smart pension planning themselves. The LifeGoals Dynamic Investment Calculator shows prospective members exactly what’s possible with their LifeGoals pension plans.
Erste Einzahlung
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Monatliche Einzahlung
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Risikoniveau
 
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* Assuming annualised returns since 01/01/2014

Retirement plans your employees can count on

Higher quality of life

Social insurance covers about half the average employee’s post-retirement needs. A LifeGoals pension ensures your employees will enjoy the quality of life they’re used to when they retire.
Total transparency and flexibility

Members have complete control over their personal contributions and investment strategy, and can monitor their net asset value and performance daily online. Changing plans is easy and free. New employees can transfer funds from existing pension schemes with a click.
Low risk, optimized returns

We invest our portfolios in over 16,500 instruments spread out over 100 countries. That level of global diversification means your employees’ money is safe. It also means that whatever members put in goes further, maximizing returns.
Competitive pricing, no hidden fees

LifeGoals offers a transparent, flexible and competitive pricing policy so that members know exactly what and how much they are paying

There is no investment management fee for participating in the Bank Savings portfolio.
Loans

LifeGoals members can borrow against their account balance to take out home, medical or student loans. The online loan application process is simple and takes 10 working days. As soon as their loan is issued, members can keep track of their repayment schedule via their LifeGoals dashboard.
Insurance benefits

All LifeGoals plans come with a €3,000 life insurance policy from MetLife at no extra cost.

Members can upgrade life coverage to €500,000 (max) at preferential rates, and add benefits like Total and/or Partial Permanent Disability and Accidental Death. Member spouses can also purchase up to €200,000 of coverage at the same rates.

Members can also get insurance coverage for 32 Critical Illnesses for up to €50,000, with lump sum payment one month following diagnosis. The lump sum is not related with medical expenses and the payment may be used by the insured person as they see fit without any limitations or controls.
My LifeGoals Benefits

My LifeGoals Benefits is a membership-based program provided by the Curis Network that provides additional health benefits for LifeGoals members. All LifeGoals plan members are automatically covered by the MyLifeGoals Bronze benefits program at no cost. Upgrading to the Silver, Gold or Platinum program is totally optional.

Higher quality of life

Social insurance covers about half the average employee’s post-retirement needs. A LifeGoals pension ensures your employees will enjoy the quality of life they’re used to when they retire.

Total transparency and flexibility

Members have complete control over their personal contributions and investment strategy, and can monitor their net asset value and performance daily online. Changing plans is easy and free. New employees can transfer funds from existing pension schemes with a click.

Low risk, optimized returns

We invest our portfolios in over 16,500 instruments spread out over 100 countries. That level of global diversification means your employees’ money is safe. It also means that whatever members put in goes further, maximizing returns.

Competitive pricing, no hidden fees

LifeGoals offers a transparent, flexible and competitive pricing policy so that members know exactly what and how much they are paying

There is no investment management fee for participating in the Bank Savings portfolio.

Loans

LifeGoals members can borrow against their account balance to take out home, medical or student loans. The online loan application process is simple and takes 10 working days. As soon as their loan is issued, members can keep track of their repayment schedule via their LifeGoals dashboard.

Insurance benefits

All LifeGoals plans come with a €3,000 life insurance policy from MetLife at no extra cost.

Members can upgrade life coverage to €500,000 (max) at preferential rates, and add benefits like Total and/or Partial Permanent Disability and Accidental Death. Member spouses can also purchase up to €200,000 of coverage at the same rates.

Members can also get insurance coverage for 32 Critical Illnesses for up to €50,000, with lump sum payment one month following diagnosis. The lump sum is not related with medical expenses and the payment may be used by the insured person as they see fit without any limitations or controls.

My LifeGoals Benefits

My LifeGoals Benefits is a membership-based program provided by the Curis Network that provides additional health benefits for LifeGoals members. All LifeGoals plan members are automatically covered by the MyLifeGoals Bronze benefits program at no cost. Upgrading to the Silver, Gold or Platinum program is totally optional.

One dashboard for everything

Employees Employers

Performance updates

Get real-time updates on plan performance.

Financial planning

Interactive projection of each Member’s estimated benefit at retirement based on age, expected retirement, contributions and current investment strategy.

Loans

Apply for a new loan, or monitor your current balance and repayments.

Life insurance

Purchase additional insurance coverage.

My LifeGoals Benefits

MyLifeGoals® benefits program is a health management and support membership based program that is available to all LifeGoals members.

My account

View detailed account statements, full transaction histories and account composition drill-downs.

My profile

Update your personal information.

Member Onboarding

Onboard new members in a few clicks. Keep track of new, current and past members in one place.

Add contributions

Pay in monthly contributions and loan instalments in full GDPR compliance without compromising confidential employee data.

Add transfer in

Transfer funds in from existing retirement plans.

Company profile and access

View your company information. Manage user access permissions and group-level company access for multiple companies.

Reports

Download account statements and member activity reports.

Notifications

Get all your important notifications in one place: onboarding, off-boarding, new loans, employee contribution changes, and more.

Statistics

View member portfolio selections, loans, average account sizes and assets under management.

Bei jeder Investition besteht ein Risiko für Ihr Kapital. Je nach dem Risiko, das Sie eingehen wollen, kann der Wert Ihres Portfolios bei LifeGoals Financial Services Limited sowohl steigen als auch fallen, und Sie erhalten möglicherweise weniger zurück als Sie investiert haben. Das Risiko ist ein unvermeidlicher Bestandteil des Investierens. Die Wertentwicklung in der Vergangenheit ist keine Garantie für zukünftige Ergebnisse und ist auch nicht notwendigerweise ein Indikator für die zukünftige Wertentwicklung. Wenn Sie Zweifel haben, ob eine Anlage für Sie geeignet ist, kontaktieren Sie uns bitte.