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Meet the LifeGoals management team

Our management team has the expertise and experience to answer your questions and put your mind at ease when it comes to managing your money. Your capital is safe and secure.

Our team is always ready to help you plan your financial future and discuss your goals and the risks involved.
I want to learn how to surf, laying on a surfboard talking to my friends while waiting for perfect wave sounds like a nice way to spend some time.
I want to learn how to surf, laying on a surfboard talking to my friends while waiting for perfect wave sounds like a nice way to spend some time.
Mike Balm

Chairman

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Go on a river-rafting trip completely free of distractions on a wild salmon sashimi diet.
Go on a river-rafting trip completely free of distractions on a wild salmon sashimi diet.
Michael Hadjihannas

Chief Executive Officer

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Panayiotis Mavromichalis

Chief Strategy Officer

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Dream of staying a whole summer in a Muay Thai camp in Thailand! Training body, mind and soul...!
Dream of staying a whole summer in a Muay Thai camp in Thailand! Training body, mind and soul...!
Ioanna Constantinou

Chief Financial Officer

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I dream of going to the Galapagos Islands and see what Darwin was talking about
I dream of going to the Galapagos Islands and see what Darwin was talking about
Ioanna Vounisea

Team Leader, Occupational Pensions

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Stella Christodoulou

Team Leader, Private Pensions & Investments

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I’d like to travel to Tokyo Japan and see amazing and weird inventions
I’d like to travel to Tokyo Japan and see amazing and weird inventions
Andreas Mavromichalis

Senior Software Developer

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To go fossil hunting with my son in the Karoo region in South Africa
To go fossil hunting with my son in the Karoo region in South Africa
Constantinos Pashiardes

Senior Software Developer

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Michalis Lazarides

Senior Manager, Occupational Pensions

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Marios Theocharous

Risk Manager

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Leandros Papapavlou

Asset Manager

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When my daughter is a teenager, I’d like to take her on a trip to France to see the history and appreciate the food
When my daughter is a teenager, I’d like to take her on a trip to France to see the history and appreciate the food
Shawna Morrison

Manager, Communications

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Designing clearer paths to your life goals

We design smart digital tools to help people and companies plan clearer paths to their financial goals.

Our products and services are backed by decades of track-tested investment expertise and fintech innovation. Our tools speak for themselves: easy to use and online 24/7 so our clients can have maximum control over their investments, with no hidden fees or gimmicks.

We also believe in keeping the capital we invest as safe as we possibly can. We select the best globally diversified funds, spread out over thousands of assets and hundreds of countries, and work with asset management leaders such as: BlackRock, DWS, Goldman Sachs among many others and world-class financial custodians like Clearstream and CITI Bank.

Above all, we know that planning for a better financial future isn’t a solo journey. If you ever need us, a member of our team is always a chat, email or phone away.

Interested in joining our Team? Check out our Career Page.

A family of financial planning experts

Emergo Group

The Emergo Group is a Cyprus-based consortium of international investment specialists with a stellar 28-year track record in investment management. The Emergo Group holds investment positions in businesses in the US, Canada and Europe.

LifeGoals Financial Services

LifeGoals Financial Services Limited (previously Emergo Wealth Ltd.) is a fully-fledged financial services firm, licensed and regulated by the Cyprus Securities and Exchange Commission(Ν 87(Ι), 2017) License Number 232/14. . The LifeGoals Financial Services Limited team helps clients of all sizes reach their financial goals securely and intelligently with world-class personalized investment plans, asset and portfolio management, and fund administration, brokerage and research services.

LifeGoals IORP

LifeGoals Provident Fund is an award winning defined contribution Institution for Occupational Retirement Provision (IORP), registered in Cyprus with registration number T113263.

It is the first and largest horizontal multi-employer IORP in Cyprus designed to assist companies of any size and sector to cater for their employees retirement savings, under the most secure and cost-efficient structure.

LifeGoals Fintech

LifeGoals Fintech Limited is a cutting-edge fintech company at the forefront of revolutionizing the financial industry. With a team of experts in finance and technology, we offer innovative solutions that help individuals and businesses manage their finances efficiently. Our mission is to empower our clients with the tools and knowledge they need to achieve financial success.